Mitsui Sumitomo Insurance Company: Everything You Should Know

If you’re looking for an insurance company that can give you confidence as you go through life, then Mitsui Sumitomo Insurance Company might be the answer. They are an insurance company that can provide effective, efficient, and easy-to-understand insurance solutions for everyone.

Is this the first time you’ve heard of this insurance company? Are you looking for detailed information about them? Then stay with us as we will feature comprehensive information about Mitsui Sumitomo Insurance Company.

Get to Know Mitsui Sumitomo Insurance Company

Historically, Mitsui Sumitomo Insurance Company was established in 2001. They are an insurance company that was established from the merger between Mitsui Marine & Fire Insurance and Sumitomo Marine & Fire Insurance. Both of these are leading non-life insurance companies in Japan.

During the establishment of Mitsui Sumitomo Insurance Company, they have always made customer importance and satisfaction a priority. For this reason, they offer effective, efficient, and easy-to-understand insurance solutions for you and other customers.

In addition, it is also in line with the 5 core values that this insurance company holds, customer focus, integrity, teamwork, innovation, and professionalism. Due to its success, Mitsui Sumitomo Insurance Company is now one of the foreign-based commercial insurance companies with representatives in all ASEAN countries.

What Will You Get From Mitsui Sumitomo Insurance Company

With Mitsui Sumitomo Insurance Company, there are two categories of insurance available, personal and commercial. For personal, you can find insurance products that include home, motorcycle, personal accident, and travel.

As for commercial, the insurance products available are cargo, property, motor, liability, financial lines, engineering, and aviation.

1. Personal Insurance

Mitsui Sumitomo has always believed that personal assets go beyond an object. They believe that your personal assets are closely connected to your family, friends, and dreams.

For this reason, this insurance company offers personal insurance, including home, motorcycle, personal accident, and travel.

a. Home

Needless to say, your home is a personal asset that you would want to protect from various dangers, be it fire, burglary, or armed robbery. Mitsui Sumitomo fully understands that and offers Home Shield Insurance to provide comprehensive protection for your home and family members.

b. Motorcycle

Besides your home, your vehicle is another personal asset that you need to protect from accidental damage and theft. Well, this insurance company offers several vehicle insurance plans that you can choose according to your needs and budget.

The plans that this insurance company provides are Motor Vehicle Insurance, Toyota Insurance, Ladies’ Car Protection, Toyota Insurance 2.0, and FlexPro U-Drive.

c. Personal Accident

Are you planning to protect yourself from unpleasant events that happen in your life? If so, no need to worry as Mitsui Sumitomo offers personal accident insurance that will cover the bodily injury that you experience.

d. Travel

If you have plans to go abroad, you might want to consider getting travel insurance. Why? Because flight delays, loss of baggage, and sickness are all possible incidents that you can experience.

Therefore, if you want to enjoy your traveling activities comfortably and safely, you can choose Travel Insurance from Mitsui Sumitomo. That being said, there are two travel insurance options that you can choose depending on your needs, overseas travel or domestic travel insurance.

2. Commercial Insurance

Just as mentioned earlier, Mitsui Sumitomo not only offers personal insurance but also commercial insurance. Well, here are some commercial insurance plans that this company offers.

a. Cargo

Do you run a company in the import and export industry? If so, it is mandatory for you to protect your cargo by using Cargo Insurance from Mitsui Sumitomo. Through this cargo insurance, they will provide coverage for any loss or damage to cargo caused by different kinds of risks during transit for export and import.

b. Property

In business, protecting your property is an important thing to do. This is the reason why Mitsui Sumitomo offers several property insurance plans, such as Fire Insurance, Burglary Insurance, Moveable Property Insurance, Money Insurance, and Property All Risk Insurance.

With the many property insurance plans that this insurance company provides, you have many options to protect your business property.

c. Motor

Let’s make it clear. Your company vehicles are expensive assets that you need to protect from various risks. For that, you can purchase two motor insurance plans that Mitsui Sumitomo offers, Motor Vehicle Insurance and FlexPro U-Drive insurance.

d. Liability

Mitsui Sumitomo understands that liability is an important asset of a business that must be protected. That’s why they offer liability insurance plans for you. That being said, there are 2 options you can choose from, Liability Insurance and Comprehensive General Liability Insurance.

Liability Insurance itself will provide coverage regarding legal liability against bodily injury and property damage which is caused by fault or ignorance of the insured.

Meanwhile, comprehensive general liability insurance is a type of insurance that will provide protection to the insured against the risks of claims caused by bodily injury and property damage.

e. Financial Lines

In business, nothing is more important than protecting yourself and your business from professional liabilities and cyber risk. But you don’t have to worry about these issues as Mitsui Sumitomo offers financial lines insurance.

There are three insurance plans to choose from, Director & Officer Liability Insurance, Cyber Insurance, and Trade Credit Insurance. 

f. Engineering

The next comprehensive insurance plan that this insurance company offers is engineering insurance. This type of insurance offers comprehensive coverage for all sorts of claims related to construction and engineering.

For engineering insurance, you can choose three insurance plans, namely Contractors’ All Risks Insurance, Erectors’ All Risks, and Machinery Breakdown Insurance.

g. Aviation

The last Comprehensive insurance that Mitsui Sumitomo offers is Aviation or Drone Insurance. This is a type of insurance that will cover your aerial vehicle or drone from accidental damage, and theft, to third-party liability.

Does Mitsui Sumitomo Insurance Company Win Your Needs on Insurance Plans?

Simply put, in a nutshell, Mitsui Sumitomo Insurance Company is a company that is worth investing in. If you are searching for an insurance company that can provide excellent customer service along with effective, efficient, and easy-to-understand insurance solutions, then Mitsui Sumitomo is the way to go.

Through this insurance company, you can find a wide range of plans from personal insurance to commercial insurance. So, which one suits your needs? Take your pick and protect yourself, your family, your business, and your assets!