Car Insurance Companies in South Africa: Best 8 to Choose From

Generally speaking, everyone who owns a vehicle is obliged to have auto insurance to prevent them from unwanted events. South Africans are no exception. For that, we have summarized some of the best car insurance companies in South Africa that you can choose from.

Luckily, there are a good number of car insurance companies in South Africa. But unfortunately, with so many insurance companies, it brings you to the confusion of choosing which one is the best.

Starting from this problem, we created this article to help you. Below, we have summarized the 8 best car insurance companies in South Africa currently available. Without wasting any time, start your reading!

8 Best Car Insurance Companies in South Africa

Go straight to the point. Below, we have summarized the best car insurance companies in South Africa. So, check them out!

1. King Price Car Insurance

Let’s start with the first on the list of the best car insurance companies in South Africa, which is King Price car insurance. It is a car insurance company that offers both personal and commercial coverage.

The personal cover is made to provide protection to you, your passengers, and any third parties involved in an accident when you are driving your car. In addition, this personal coverage will also help repair your vehicle that was damaged in an accident.

As for commercial coverage, the insurance that King Price offers covers your business, its stocks, assets, and employees from damage or loss that occurs during the course of your business.

For most drivers in South Africa, King Price is the most cost-effective option to take. Moreover, this insurance company provides coverage for various types of vehicles, such as cars, buses, trucks, motorcycles, taxis, and even vintage vehicles.

2. AA Car Insurance

Next on the list is AA Insurance, which they are one of the leading South African insurance companies that have been moving since 1910. AA itself stands for Automobile Association.

They are an insurance company that offers comprehensive coverage for all types of vehicles. With that in mind, whatever your vehicles are, whether they are cars, trucks, motorcycles, buses, and taxis, you can protect them with car insurance from AA Insurance.

In addition, AA Insurance also offers insurance products and services for all drivers in the nine provinces of South Africa. Coverage that the company offers includes compulsory third-party liability, comprehensive motor vehicle, personal accident, and funeral funds.

3. DialDirect Car Insurance

We bet that when you’re looking for car insurance, you consider value for money and excellent service as key aspects. Lucky for you, you can find both of these aspects with DialDirect Car Insurance.

Who exactly is DialDirect Car Insurance? Well, they are an insurance company that has been offering car insurance for over 14 years. In fact, this company has also managed to become one of the top five insurers in South Africa.

In addition, DialDirect offers a wide range of car insurance that can meet all your needs. That said, the company offers business vehicle insurance, personal vehicle insurance, and fleet vehicle insurance.

4. Discovery Car Insurance

Next up from the best car insurance companies in South Africa is Discovery Car Insurance. They are one of the most trusted insurance companies in South Africa.

Moreover, Discovery Car offers comprehensive and third-party liability insurance packages that can be customized. With this, you can customize and create your own insurance package according to your needs.

5. Momentum Car Insurance

If you’re looking for car insurance companies that have only been around for a few years, then Momentum Car Insurance might be a good choice for you. They are an insurance company that has made a name for themselves with their amazing customer service.

Unfortunately, this insurance company does not provide car insurance for high-performance vehicles. In other words, Momentum only offers car insurance for regular vehicles with engine capacities below 3 liters.

Besides offering car insurance, Momentum is actually a company that also offers insurance for home loans, life, medical, and investment products.

6. MiWay Car Insurance

Have you ever imagined the ease of getting a car insurance package online without the need to spend hours on the phone talking to brokers to find suitable insurance options? Meet MiWay Car Insurance, an insurance company that can provide that convenience.

Through MiWay, you can find and purchase your insurance policy online in mere minutes and enjoy the peace of mind that your vehicle is covered. Apart from offering car insurance, this insurance company also offers insurance packages for homes and businesses.

7. Outsurance Car Insurance

Choosing and getting car insurance from the most trusted insurer in South Africa is certainly an amazing thing. Amazingly, you can make this happen through Outsurance, an insurance company that has won numerous awards for its great customer service.

Not only that, but they also offer a wide range of car insurance products that can fulfill all your needs at affordable rates. Plus, Outsurance has a variety of cover options depending on your vehicle.

8. 1st for Women Car Insurance

Are you a woman and looking for an insurance package that suits you? Then, look no further than 1st for Women Car Insurance. They are an insurance company that caters exclusively to women by offering fully comprehensive car insurance for women aged 25 or above.

Not only that but 1st for Women also provides excellent service at no extra cost. With that in mind, you will not be charged when buying a policy or making changes to your coverage. For this reason, 1st for Women is one of the best car insurance companies in South Africa.

Which One of The Car Insurance Companies in South Africa You’ll Purchase? 

That’s the list of the 8 best car insurance companies in South Africa. As a reminder, in choosing car insurance in South Africa, you should determine whether the insurance package that the company offers suits your needs. In addition to providing appropriate coverage, it also makes you get value for money.

Spend more time searching for the best by comparing one to another. Do not forget to ask the agent whether your budget fits the quotes. After all, you are the policyholder who will get the coverage from the insurance company. So, it is undeniable you need to choose the best for you and your assets.